财富跨世代:家族财富的管理与传承

**章　为什么富过三代这么难
**节　富有阶层，跌落的原因······················································3
第二节　富过三代，艰难的挑战······················································8
第三节　财富平分，错误的选择·····················································13
第四节　认知局限，失败的根本·····················································15 第二章　财富管理是在管什么
**节　重新定义财富管理···························································25
第二节　管理流动性：财富不流动不增值··········································32
第三节　管理风险：富贵险中求·····················································34
第四节　富人的财富管理逻辑························································38
第五节　财富管理的系统化···························································42 第三章　企业财产合规化
**节　家企隔离：守护家族财富安全············································50
第二节　担保、对赌与代持：穿透的不只是财富·································61
第三节　家族债务风险隔离策略·····················································72
第四节　刑事责任风险：企业主的成功陷阱·······································78 第四章　合规财产私有化
**节　什么是财富管理中的财富私有化··········································92
第二节　企业财富私有化的实现路径···············································93
第三节　企业上市，财富落袋为安················································ 105
第四节　个税，不可跨越的必经之门··············································114 第五章　私有财产系统化
**节　资产配置的相关概念、作用及结构····································· 120
第二节　保险在资产配置中的规划与意义········································ 142
第三节　系统化管理，需要重视婚姻风险与防范······························· 156
第四节　财富全球化，需要考量全球身份规划·································· 174
第五节　税务合规与筹划，财富安全私有化的根本···························· 182
第六节　家族办公室的选择与设立················································ 200 第六章　系统财产传承化
**节　财富传承没有机会再重来················································ 220
第二节　家族财产继承分析························································· 230
第三节　不同司法环境下的家族信托············································· 253
第四节　家族慈善基金的运营与管理············································· 285
第五节　家族传承与家族宪章······················································ 299 第七章　选对财富管理从业者
**节　要特别小心只谈优势与低价竞争的从业者···························· 321
第二节　真正的专业人士会从客户的角度去规划······························· 325
第三节　高知名度不等于高质量服务············································· 326
第四节　选择“三有”专业人士··················································· 328
第五节　如何评估职业道德························································· 331 后记